记账单

This Privacy Policy describes how your personal information is collected, used, and shared when you use the 记账单 (Expense Tracker) mobile application (the "App").

1. Information We Collect

When you use the App, we may collect the following types of information:

1.1 Personal Information You Provide

When you register an account or use certain features of the App, you may provide us with personal information such as your name, email address, and other contact details. You may also provide financial information when using the App's expense tracking features, including details about your income, expenses, and financial transactions.

1.2 Automatically Collected Information

When you use the App, we may automatically collect certain information about your device and usage of the App, including:

• Device information, such as your device model, operating system version, unique device identifiers, and mobile network information
• Usage data, including how you interact with the App, the features you use, the actions you take, and the time and duration of your activities
• Location information, if you have enabled location services for the App

1.3 Information from Third Parties

We may receive information about you from third parties, such as social media platforms if you choose to log in using your social media account. We may also receive information from financial institutions if you choose to link your financial accounts to the App.

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the App and its features
• Personalize your experience with the App
• Process and track your financial transactions
• Generate financial reports and insights
• Communicate with you, including sending you updates, notifications, and marketing materials
• Detect and prevent fraud and other unauthorized activities
• Comply with applicable laws and regulations

3. How We Share Your Information

We may share your information in the following circumstances:

3.1 With Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as cloud storage providers, payment processors, and analytics providers. These service providers are only permitted to use your information to perform the services we have contracted them to provide and are required to protect your information.

3.2 For Legal Reasons

We may disclose your information if we believe it is necessary to comply with a legal obligation, such as a court order or subpoena, or to protect the rights, property, or safety of us, our users, or others.

3.3 In Connection with a Business Transaction

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice in the App of any such change in ownership or control of your personal information.

4. Data Retention

We will retain your personal information for as long as necessary to fulfill the purposes for which we collected it, including to comply with legal, accounting, or reporting requirements. When determining the appropriate retention period for your personal information, we consider the amount, nature, and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process the information, and whether we can achieve those purposes through other means, as well as applicable legal requirements.

5. Your Rights and Choices

You have certain rights regarding your personal information, including:

• The right to access the personal information we hold about you
• The right to request correction of inaccurate personal information
• The right to request deletion of your personal information
• The right to object to or restrict our processing of your personal information
• The right to data portability, or the ability to receive your personal information in a structured, machine-readable format

To exercise these rights, please contact us at jizhangdan6507@163.com. We will respond to your request within a reasonable timeframe.

6. Security of Your Information

We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. These measures include administrative, technical, and physical safeguards designed to protect against unauthorized access to our systems where we store personal information. However, no method of transmission over the internet or method of electronic storage is completely secure, so we cannot guarantee absolute security.

7. Children's Privacy

The App is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13 without parental consent, we will take steps to delete that information.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes to this Privacy Policy, we will notify you by email or by posting a prominent notice in the App. We encourage you to review this Privacy Policy periodically for any changes.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at jizhangdan6507@163.com.